/* ============================================================ PASSAGE — Firm settings, laid out. The tabs (settingstabs.css) fixed "everything is on one 4,011px page". They did not fix what was inside each tab, which was the real complaint: Billing & fees was still 2,381px of full-width rows on a 1,150px-wide column, with the rate card buried as the bottom two-thirds of a panel about payment terms. This file owns the LAYOUT — which block sits beside which, and how the columns collapse. The components inside the billing panels are styled by the